Campus Graduate Summer Internship Program

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

Business Unit/Role Specific Information

The American Express business has two core types of customers. The Card Members that use our cards to make purchases, and the businesses that accept them. In Global Merchant & Network Services, we primarily focus on the businesses that accept our cards. We bring together the businesses that manage and evolve the company’s relationships with the millions of merchants around the world that accept American Express, as well as the team that runs the company’s payment network and manages bank partnerships globally. This is an exciting time for GMNS. We are expanding global acceptance of our cards, driving greater usage of our network, leveraging our modern capabilities to capture broader revenue streams, and driving innovation both in-house and with partners. To put the scale of our global reach in numbers:

• More than 80 million global locations accept American Express payment products
• We operate in 198 countries and territories
• We have 140+ million cards in force, that perform 12 billion transactions per year and contribute more than $1.5 trillion in network volume

•  We have 190+ partners who either issue cards on our network, and/or sign new businesses to accept Amex on our behalf 

  Network and Acquirer Services (NAS) owns the long-term strategy, product development, delivery, and operations of the American Express Network and Acquirer products and capabilities, which enables payments across our proprietary business and 190+ partners (including GNS partners, Merchants, third party processors) spanning 200+ countries.

How will you make an impact in this role?

• Drive the vision, strategy, and development for our cutting-edge digital products and applications.
• Balance business, technical, and industry knowledge to deliver innovative solutions that will directly benefit our customers.
•  Collaborate with multiple stakeholders across the organization to manage the end-to-end lifecycle of a product or application.
• Define the product vision and strategy, go to market and distribution plans, and product value proposition.
• Conduct market research, monitor industry trends, and evaluate the competitive landscape to develop insights and identify opportunities to enhance product strategies and roadmaps.
• Define capabilities for new payment products, capabilities, and services, identify/prioritize use cases, and design “minimum viable product” features and user stories to ensure a focus on delivering maximum value.
• Collect and synthesize product KPIs, conduct data analytics, and develop robust business cases to drive actionable insights and steer the product strategy. Design and lead test & learn pilots, and leverage learnings to refine the product roadmap.
• Own, maintain, and prioritize the product roadmap including new capabilities, features, enhanced services, expanded markets, product integrations, updates to specifications, decommission of products, etc.
• Partner with Delivery and Technology teams to refine, prioritize, and execute product backlog in an agile environment.
• Support the development of new and emerging products, services, features and/or technology applications and platforms, including writing user stories, defining personas, writing features, etc.
• Drive product and/or feature adoption and engagement in partnership with cross-functional stakeholders, including development of marketing & servicing materials, and measuring impact post launch.
• Engage with internal business partners (e.g., Technology, Data Analytics, other Product groups, etc.) to understand customer needs and pain points, flesh out use case details, collaborate on new product concepts, and co-develop solutions.
• Manage projects from concept through execution by partnering with the necessary teams to shape a rich and engaging customer experience.

Minimum Qualifications

• Currently enrolled in a full-time Master’s or Graduate degree program.
• Graduate Degree candidates with an expected graduation date between December 2026 and June 2027.
• Interest in payments and innovation, emerging payments, FinTech and the evolving payments landscape.
• Critical thinking: Ability to synthesize and translate market and industry trends into opportunities for AXP to drive digital spending and further enhance our customer offering.
• Problem solving: Strong analytical and problem-solving skills with the ability to distill down complex concepts or problems.
•  Project management experience: Superior organizational skills with the ability to autonomously manage several initiatives at once and drive results in a fast paced, multi-partner environment with constant change.
•  Intellectual curiosity: High-intellectual curiosity, out-of-the-box, creative & critical thinker with experience in complex problem solving and strategic thought leadership.
•  Collaborative team player: Ability to collaborate with internal stakeholders and effectively operate in ambiguity, white space, and quickly evolving priorities.
• Effective communicator and influencer: Excellent written and oral communication skills, proficient in developing excellent quality presentations and deliverables for an executive audience.
• Entrepreneurial spirit: Proactive self-starter with a demonstrated track record for navigating complex and highly matrixed organizations to execute and deliver results.

Preferred Qualifications

• 3 years’ minimum experience in Product Management, Product Development, Strategy, and/or Management Consulting.
•  Knowledge of the payments industry and disruptive technologies a plus.
• Great attitude: High energy, an optimistic attitude, eagerness to learn, high level of accountability and a good sense of humor.

Salary Range: $38.45 to $87.00 hourly + sign-on bonus

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. 

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
•  Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex
•  Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
•  Free and confidential counselling support through our Healthy Minds program
•  Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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